Where during crisis it is not necessary to investment money?

So let us find out what you should do and should not do with your money during the crisis time, so let us begin:

Let us talk about crisis which for one was wrapped by considerable problems, but to others it gives possibilities for earnings. Last months the quantity of advertising and the announcements promising to the people various earnings was enlarged in times. We have analyzed the most widespread money making and jobs announcements and have tried to understand how much they are favorable and whether they are good to you and if it really can bring some money?

Earnings in the Internet. Financial operations, the income to 100 % annual and above:

What does it propose?

Such offers on columns you will not meet as they spread in the Internet and e-mail. In most cases it is a question about so-called hyips which promise profitableness to 30—50 % daily! HYIP is highly remunerative investment fund. It hasn’t something in common with investment funds and they don’t have representations in many countries, except in the internet. Investing money in hyip, it is necessary to list ecash (analog of the present money for calculations in the Internet) from the electron purse to the organizer of fund. The profit can come back to you in an electron purse daily or once in some days — all depends on fund strategy.


Entice gawks promises of high profit on operations with currency, real estate, stocks and even antiques. And actually hyip is the classical financial pyramids which pay profit to the first investors at the expense of entering of money from new investors. When this stream payment of the income and the enclosed sums to investors stop and the fund is stopped and closed. To hope that to you it will bring some it is not necessary as risks are too high.

The credit union: accepts contributions to 61 % annual

Too expensive

Now credit unions promise unreal rates — in some they reach depositary offers of 30-35 % annually. Our experts were surprised not less as average rates in the credit unions for the term of 3—6 months — 15—20 % annual though in some regions, depending on local specificity, can fluctuate in a range of 22-26 %. In our opinion, the rate of 61 % annual is obviously overestimated. To be tempted on such offers it is not necessary and very risky.


By the way, we managed to check up that disappeared behind so tempting advertising offer. It has appeared — an ordinary deceit: such rate really is, but it is considered not for a year, but for two — term of the special record deposit. That is the real rate in annual — only 30,5 %!

It is very important that government, despite this recession is not abandoning to assist small businesses. And small business grants can be a true helper right now.

But, of course, you should understand that today the fight for small business grants as well as for other kinds of grants has become harsher. This is logical – more businesses need them. So before you start your battle for the small business grants, please check out this blog for more helpful tips about grant industry.